Disclaimer
Effective: May 10, 2026 · Version 1.0
This Disclaimer applies in addition to our Terms of Service. The Terms control if there is any conflict.
1. The short version
Loft Tools is provided for informational and convenience purposes only. Outputs from our calculators, converters, file processors, and other tools are not professional advice, are not guaranteed to be accurate, and should be independently verified before being relied on for any meaningful decision.
If a tool’s output would influence a decision involving money, health, safety, legal rights, building structure, regulatory compliance, or anything else of consequence, please consult a qualified professional.
2. “AS IS” and “AS AVAILABLE”
The Service and all tools, calculators, converters, content, and outputs are provided “AS IS” and “AS AVAILABLE,” without warranty of any kind, express or implied. We make no representation or warranty that:
- the tools are free from defects or bugs;
- the outputs are accurate, complete, current, or fit for any particular purpose;
- the Service will be uninterrupted, secure, or error-free;
- the results of use will meet your requirements; or
- any errors will be corrected.
Some jurisdictions do not allow the exclusion of certain warranties; in those jurisdictions our warranties are limited to the minimum extent permitted by law.
Loft Tools is not a medical device, not a substitute for medical advice, and not a healthcare provider. Outputs are general estimates based on simplified models and population averages. They do not account for your personal medical history, conditions, medications, or circumstances.
- Do not use any health or fitness tool to diagnose, treat, cure, or prevent any disease.
- Do not use any dosage, medication, infusion, or pharmacy converter as a substitute for the judgment of a licensed healthcare professional. Errors in dosage tools can cause serious harm.
- Always consult a qualified physician, pharmacist, dietitian, or other licensed provider before acting on any health-related output.
- If you are experiencing a medical emergency, call your local emergency number (in the U.S., 911) — do not use a tool.
Loft Tools does not provide financial, tax, investment, accounting, insurance, or legal advice. Outputs use simplified models and may not reflect:
- your jurisdiction’s current tax rates, brackets, deductions, credits, or rules;
- fees, taxes, or charges your bank, broker, or platform may apply;
- regulatory or contractual restrictions specific to your situation;
- changes in interest rates, exchange rates, or market conditions;
- the full set of inputs a qualified professional would consider.
Do not rely on any financial output for tax filing, loan applications, investment decisions, or estate planning without consulting a qualified accountant, financial advisor, or attorney licensed in your jurisdiction.
Loft Tools does not provide legal advice and is not a law firm. Using any tool does not create an attorney-client relationship. Templates and outputs are general informational starting points only and may not be valid in your jurisdiction or appropriate for your facts.
Do not sign, file, or rely on any legal output without review by an attorney licensed in the relevant jurisdiction. Laws change frequently and small wording differences can have large consequences.
Loft Tools is not a substitute for licensed engineering or design. Outputs use simplified models and do not account for:
- local building codes, permits, or inspection requirements;
- site-specific conditions, soil, climate, seismic zones, or wind loads;
- safety factors required by applicable standards;
- material grade, age, or condition;
- interactions with other systems (electrical, plumbing, structural).
Do not use any output to size structural members, design electrical circuits, design plumbing or HVAC systems, or determine code compliance without sign-off from a licensed engineer, architect, or contractor in your jurisdiction. Errors in construction calculations can cause property damage, injury, or death.
Conversions between volume and mass for ingredients are approximate and depend on density, packing, temperature, and the specific brand or variety of the ingredient. Allergen and dietary information shown by any tool is informational only and must be verified against the actual product label before consumption. We do not warrant that any output is safe for a person with allergies, intolerances, or medical dietary restrictions.
These tools run in your browser. Errors can result in:
- corruption of the output file (always keep your originals);
- partial or incorrect text extraction (OCR is imperfect);
- failure to fully redact sensitive content (visual redaction may not remove underlying text or metadata; verify with a separate tool before relying on a redaction);
- incomplete encryption (we recommend testing your decryption flow before deleting the original).
Do not rely on a redaction or anonymisation tool to protect highly sensitive personal data, classified information, or trade secrets without independent verification.
We use established WebCrypto and audited libraries where available, but cryptographic tools are easy to misuse. Do not rely on any password generator, key generator, or encryption tool for high-stakes situations (financial accounts, journalistic source protection, life-safety) without expert review of the threat model and the implementation.
Translations, citations, and educational outputs are starting points and may contain errors. Verify with authoritative sources before submitting academic work, legal filings, or anything else where accuracy matters.
4. No professional relationship
Use of the Service does not create any of the following relationships between you and Loft Tools or its operator:
- attorney-client;
- doctor-patient;
- accountant-client or tax-advisor-client;
- financial advisor-client;
- engineer-of-record / architect-of-record;
- fiduciary; or
- employer-employee.
5. Third-party content
The Service may incorporate or link to third-party content (open data sources for unit definitions, currency rates, tax tables, font and icon libraries, AI providers for opt-in premium tools). We do not endorse, warrant, or assume responsibility for the accuracy, currency, or completeness of any third-party content. Currency rates, tax tables, and similar reference data may be delayed, cached, or out of date.
6. Geographic and regulatory limits
Loft Tools is operated from the United States. Tools may use U.S.-default conventions (units, date formats, tax rules, building codes, electrical standards) unless a tool offers a regional toggle. Outputs may not reflect the rules, standards, or units used in your country, province, state, or city. Always check whether a tool is configured for your region.
Some jurisdictions restrict the use of certain tools (for example, cryptography tools are subject to export-control rules in some countries). You are responsible for compliance with the laws of your jurisdiction.
7. Limitation of liability
Our liability is limited as set out in section 11 of the Terms of Service. To summarise: we are not liable for indirect or consequential losses, our cumulative liability is capped at the greater of USD $50 or amounts you have paid us in the prior 12 months, and California-required carve-outs apply (we do not limit liability for gross negligence, fraud, wilful misconduct, or personal injury caused by our negligence).
8. Forward-looking statements
Anything we say about future plans (a tool we intend to ship, an analytics provider we plan to integrate, a feature on our public roadmap) is a statement of intent, not a promise. Plans change. The roadmap and changelog reflect our current best estimate.
If you spot an error in a tool, please report it: [email protected] or use the feature-request form. Tool corrections are usually shipped within days.